Celebrities are known for getting cosmetic enhancements on their lips, faces, necks, and all over their bodies. The phenomenon is so common that many people assume that if a celebrity looks flawless, they have had work done. In the past, cosmetic surgery was ultra-expensive. So much so that only celebrities and the uber-rich could afford to undergo facelifts, tummy tucks, and nose jobs.
Those days are long gone. Today, cosmetic surgery is more accessible than ever for the common person. The following information will help to illustrate that point. This is a non-celebrity guide to affording cosmetic surgery. Included are tips that will help you save both in and out of the operating room, and other affordability options for a variety of cosmetic procedures. As you continue reading, start deciding what work you may want to have done. A slight tweak here and there could do wonders for your appearance and self-esteem.
How Much Does Cosmetic Surgery Cost?
When we refer to the accessibility of cosmetic surgery, we mean that fees have fallen across the board.
Here is a list of fees regarding the most popular cosmetic surgeries available today.
The procedure aimed at helping women improve the shape and size of their breasts tends to cost between $5,000 and $10,000, depending on the type of implants used. The fees can increase if a breast lift is also included.
Read our article: How to Choose the Ideal Breast Surgery for Your Body Contouring Goals
Rhinoplasty is used by men and women to reshape the shape, size, and curvature of the nose. This cosmetic procedure costs around $5,500.
Abdominoplasty is a procedure that removes excess and saggy skin along with pockets of fat from the abdominal area. There are two types of tummy tuck, the traditional and mini. Traditional tummy tucks cost around $6,000 while the mini tummy tuck may only set you back between $3,500 and $8,000.
This cosmetic surgery reduces visible signs of aging on the face, including loose skin and wrinkles. The facelift procedure costs around $8,000.
Budget and Save Up for the Cosmetic Procedures You Want
Take Out a Personal Loan
A personal loan from a bank is one easy way to afford the cosmetic surgery you have your mind on. The bank loan officer will assess your financial information and history, along with your credit score with a hard credit inquiry. If approved, you could have enough to finance your procedure with the ability to repay the loan over a series of months or years.
Apply for a Medical Loan
Ask the cosmetic surgeon about medical loans. Many surgeons work with medical lenders that allow you to take out a loan similar to a personal loan from your bank. While a bank loan can be used for any variety of expenses, a medical loan must be used for medicinal procedures.
Finance the Procedure with a Medical Credit Card
CareCredit is an example of a medical credit card that can only be used for medical procedures. This is a solid option if you have no other choice, such as if you have a poor credit score. Like a bank or medical loan, these credit cards will allow you to finance your procedure while worrying about paying the money back over the long term. Keep in mind that medical cards can come with a high-interest rate. If you do get approved for one, make sure you have a plan to pay back the balance as soon as you can.
Budget and Save Up for the Cosmetic Surgery You Want
Borrowing money from a bank or signing up with a credit card can cost you big in interest fees and penalties if you end up paying late. Since cosmetic surgery is an elective procedure and is not covered by insurance, it is best to pay out of pocket rather than rely on cosmetic surgery financing. By using the money you manage to save up over time, you can end up saving hundreds or thousands of dollars overall.
If you don’t currently have money saved up, start now. There is no better time than the present to start a savings plan. The best way to go about it is to develop a budget that will help you save up for the procedure quickly. For example, if the procedure you want is $10,000, you could stash away $600 per month for two years to pay for the surgery with cold, hard cash. Creating a budget and sticking to it can help you achieve your financial goals and get the cosmetic procedure you have your eye on without worrying about financial consequences.
How to Save When Getting Cosmetic Surgery (Without Sacrificing Safety)
Choose Your Surgeon Wisely
In your effort to save money on cosmetic surgery, you might be tempted to travel overseas to have a procedure performed on the cheap. This is not a good idea. Other countries may not have the same safety laws that you find in the United States. And while you may save some money on having a procedure performed cheaper, you might end up spending more, in the long run, having follow-up surgery to fix what the original surgeon did.
It is worth it for the results you will achieve to choose a qualified, experienced cosmetic surgeon who is board-certified and who operates an accredited surgical facility. When you work with one of these surgeons, you can bet the facility will be fully equipped for emergency situations. You can also guarantee the surgeon will have a trained and qualified support team on hand, including a board-certified anesthesiologist.
Ask About Specials
When you find a qualified cosmetic surgeon, ask if the surgical practice runs monthly specials on cosmetic surgery, but also med-spa techniques like injectables and skin care. Staying in the loop regarding upcoming specials can help save you hundreds of dollars or more. Sign up with the practice’s newsletter and follow any social accounts the practice maintains to get notified of these specials when they become available.
Read our article: Med-Spa Services Rejuvenate Skin and Reverse Age
Look for Ways to Save Outside of the Operating Room
Procedure and surgeon’s fees are not the only costs to contend with when you have cosmetic surgery. There are peripheral costs that can also add up. Since you have control over these associated costs, try to cut spending as best you can. Here are a few examples.
Be Strategic When Booking Your Procedure
Consider having your procedure around the holidays. If your family trades gifts, consider asking for donations to your procedure instead of getting a traditional present. A holiday procedure also gives you the benefit of taking advantage of any vacation time you might have. Recovering while taking off work will prevent questions at the office and allow you to avoid taking more time off work than is necessary.
Read our article: Getting Cosmetic Surgery in Secret: Is it Possible?
Plan What You Will Eat During Recovery
Most cosmetic procedures come with at least a short amount of downtime. The last thing you’ll want to do during this time is slave away in the kitchen. Plan a menu during this time and cook bulk menu items you can portion out in easy-to-grab plastic containers. Think soups, chili, and other dishes that can even be frozen until you’re ready to enjoy them.
Get Friends and Family to Help with Child Care
If you have young children, you might be faced with hiring a babysitter or signing them up for daycare during your recovery period. Instead of facing those high expenses, see if family or friends can help watch your kids until you feel more capable of taking over.
Talk to Dr. Moein About the Cosmetic Surgery You Have in Mind Today
The improved accessibility of cosmetic surgery is due in large part to cosmetic surgeons knowing that non-celebrities need appearance and self-esteem boosts too. Dr. Babak Moein has been serving patients in the Southern California area for several decades and has earned a reputation for being kind, relatable, and understanding. Dr. Moein wants to make cosmetic surgery accessible to you, so schedule your consultation today to get started.
During the initial consultation, Dr. Moein will provide you with an estimate for the total cost of the cosmetic procedures that interest you. If a particular procedure is outside of your budget, Dr. Moein and his staff will discuss cosmetic surgery financing options that are best suited for you. If you want to learn more or would like to schedule a consultation with Dr. Moein, call (310)694-4486 to speak to his esteemed and compassionate staff.